Discusses the most common methods of payment, such as open account, letter of credit, cash in advance, documentary collections, factoring, etc. Includes credit-rating and collection agencies in this country. Includes primary credit or charge cards used in this country.
For international transactions, wire transfers and letters of credit are the most secure payment methods. Cash, checks and local wire transfers are generally used for domestic transactions. Almost all local banks provide Visa and MasterCard programs to better assist commercial transactions. Mobile banking is also beginning to be effective for business transaction. More commercial banks have also begun to set up Automatic Teller Machines (ATMs). Electronic methods of payment are becoming more common in the DRC’s banking system.

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